District 12 Credit Professionals International Credit Professionals International (CPI) is a professional association established in 1937 for individuals working in the credit industry.  Our focus is on strengthening the industry and the individual through education and interaction.  We also promote consumer education in the community in partnership with our sponsoring companies and through the Credit Education Resources Foundation. Membership is open to anyone employed with or retired from entities providing and/or utilizing financial, credit, or collection services. CPI DISTRICT XII OFFERS EFFICIENT PROFESSIONAL QUALITY PROGRAMS ALONG WITH PERSONAL AND PROFESSIONAL DEVELOPMENT. EXPOSURE IS ONE OF THE KEYS TO A SUCCESSFUL BUSINESS. ONCE YOU BEGIN TO THINK OF YOURSELF AS A BUSINESS, YOU'LL REALIZE THAT BY EXPOSING YOURSELF TO NEW PEOPLE, NEW IDEAS AND THE COMMUNITY, YOU WILL OPEN YOURSELF TO ALL KINDS OF NEW OPPORTUNITIES. MAKE THE FIRST STEP TO MAKING YOUR BUSINESS; BRANCH OUT AND REACH BEYOND YOUR KNOWLEDGE AND SKILLS OF TODAY................ JOIN US AT DISTRICT 12 CPI.  Nancy Gibson from Dist XII is the International CPI of the year 2005         Dist XII Credit Professional is extremely proud of her                            and offers our congratulations!    District 12 Norfolk Association Awards the "Martha Pete Ogletree" Scholarship annually giving a $1000. scholarship to a student in our area.  Martha Pete Ogletree was a CPI member that was faithful to the   association for years. CPI District 12  President: Diane Fender, 4505 Wraywood Chester, VA 23831 District 12 Joined: 3/1/03 H: (804) 748-5419 VICE PRESIDENT  BETH P. Parsons, PCS      3472 Glen Arden Road      Virginia Beach, VA 23464      District 12 Joined: 10/19/1984      W: (757) 466-1600 F: (757) 466-7492      H: (757) 523-5101      Email: parsons411@cox.net SECRETARY/TREASURER Cynthia J. White, PCE 808 Montebello Circle Chesapeake, VA 23322 District 12 Joined: W: (757) 446-2700 - 'O' F: (757) 446-2723 H: (757) 436-3854 Email: cwhite@pilotonline.com INTERNATIONAL MENTOR  Joyce A. Jones, CCCE/MMPCE 461 Heron Drive Cle Elum, WA 98922 District 10 Joined: 09/19/1975 W: (509) 882-2248 F: (509) 882-4208 H: (509) 674-5391 Email: joyce@bleyhl.com District XII          Pennsylvania Ø New Kensington Virginia Ø Charlottesville Ø Lexington/Buena Vista Ø Norfolk District of Columbia Ø Nation's Capital ESTABLISHED IN 1939 MEETINGS: NATIONS CAPITAL SECOND WEDNESDAY OF EACH MONTH, NEW KENSINGTON, SECOND TUESDAY OF EACH MONTH, EVENING MEETING CHARLOTTESVILLE SECOND WEDNESDAY OF EACH MONTH, EVENING MEETING LEXINGTON-BUENA VISTA, SECOND WEDNESDAY OF EACH MONTH NORFOLK SECOND TUESDAY OF EACH MONTH, MORNING MEETING SEMINARS FOR CONSUMERS:            HOW TO READ A CREDIT REPORT            CREDIT SCORES            HOW TO REPAIR YOUR CREDIT            IDENTITY THEFT SEMINARS FOR BUSINESS:           NEW BANKRUPTCY REFORM LAW           NEW CREDIT LAWS THAT CHANGE IN OUR DISTRICT            DISTRICT XII ANNUAL MEETING                      MARCH 3RD, 4TH AND 5TH, 2006                                 CHESTER, VIRGINIA    ON SCHEDULE FOR ONE SEMINAR IS FBI AGENT, MICHAEL MCMANN, TOPIC IS IDENITY THEFT. WE WILL HAVE MORE ON THIS EVENT IN COMING MONTHS AS THEY ARE FINALIZED. For more information see: www.creditprofessionals.org or contact:  creditpro@creditprofessionals.org